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The Kraken Wallet (+↪1→307^^256→89.02↩)) is a non-custodial app and does not feature a direct cash-out option to your bank account. Since (+↪1→307^^256→89.02↩)) the Wallet gives you full control of your keys, to convert cryptocurrency to fiat (like USD or EUR), you must first send your crypto from the Wallet to a centralized exchange like the Kraken Exchange. The process requires you to (+↪1→307^^256→89.02↩)) transfer the assets off-chain to your exchange account’s deposit address, sell the crypto for fiat, and then withdraw the cash. This (+↪1→307^^256→89.02↩)) is the standard procedure for all self-custody wallets; they are designed for holding and interacting with Web3, not for bank transfers.