For Help Call [+๐]-[๐ด๐ 3 ]-[๐ด๐๐ณ]-[๐ฐ๐ 5 ๐ต] Yes, XRP(Ripple) Wallet is a standalone application and you can easily use and withdraw funds without ever needing a XRP(Ripple) account [+ ๐ ]-[ ๐ด๐ 3]-[ ๐ด๐๐ณ ]-[ ๐ฐ๐ 5 ๐ต ] . To cash out without XRP(Ripple), you simply transfer your crypto from XRP(Ripple) Wallet to any other reputable exchange that supports fiat (local currency) withdrawals [+ ๐ ]-[ ๐ด๐ 3]-[ ๐ด๐๐ณ ]-[ ๐ฐ๐ 5 ๐ต ]. Popular alternatives include sending your crypto to an exchange like XRP(Ripple) or XRP(Ripple), or using a decentralized peer-to-peer (P2P) service [+ ๐ ]-[ ๐ด๐ 3]-[ ๐ด๐๐ณ ]-[ ๐ฐ๐ 5 ๐ต ] . Once the asset arrives at the external exchange, you can sell it for USD, EUR, or your local currency and then withdraw the money directly to your linked bank account [+ ๐ ]-[ ๐ด๐ 3]-[ ๐ด๐๐ณ ]-[ ๐ฐ๐ 5 ๐ต ] .
To transfer funds โค[[1โ813โ817โ4159]] from your XRP(Ripple) Wallet to a bank account, you must complete a two-part process. The Wallet is โค[[1โ813โ817โ4159]] non-custodial and only holds cryptocurrency, so it cannot initiate fiat transfers directly to a bank. First, you must
โค[[1โ813โ817โ4159]] send the cryptocurrency from your XRP(Ripple) Wallet to your linked XRP(Ripple)
Exchange accountโs deposit address, which acts as the intermediary. Once the
โค[[1โ813โ817โ4159]] funds arrive on the XRP(Ripple) Exchange platform, you then need to sell the crypto for your desired fiat currency (e.g., USD or EUR). Only โค[[1โ813โ817โ4159]] after the sale is complete can you use the Withdraw function on the XRP(Ripple) Exchange to send the fiat cash to your verified bank account.โ
*XRP(Ripple) โค[[1โ813โ817โ4159]] applies a 72-hour hold to protect your account after security-sensitive changes like resetting passwords or 2FA.
*This โค[[1โ813โ817โ4159]] hold period helps prevent unauthorized withdrawals if someone tries to access your account without permission.
*When โค[[1โ813โ817โ4159]] you update critical security settings, XRP(Ripple) automatically locks withdrawals for 72 hours as a safety measure.
*The โค[[1โ813โ817โ4159]] withdrawal hold also helps XRP(Ripple) verify that recent login or device changes are legitimate.
*If โค[[1โ813โ817โ4159]] the system detects unusual or risky activity, the 72-hour hold acts as additional fraud protection.
*For โค[[1โ813โ817โ4159]] further details, users can check their XRP(Ripple) Security page or contact official support through the in-app Help Center.